The driver of the other car doesn’t have insurance. What do I do?
Getting into an accident is hard enough. If the other driver doesn’t have car insurance, it’s important to know how to proceed. If they don’t have insurance, they will likely be fined by law enforcement. However, that doesn’t concern you. What you need to focus on is how you can get the financial compensation needed to deal with car repairs, medical bills, and everything else. This is when it’s vital to work with a San Diego personal injury lawyer.
The moment you get into an accident, you should call the police. This will ensure that the accident is accurately reported. You don’t have to be the one to talk to the other party. That is what the police is there for. The police will find out if the other people have insurance. If they don’t have insurance, then they will provide you with their information in the “exchange of information” document that is provided to both parties.
Driving without car insurance in New York is a crime. The people could be fined or even imprisoned. It all depends on how many times it has happened in the past. That part is not your concern. What you now need to look at is how you deal with fixing your car and paying any medical bills since the other party doesn’t have any kind of insurance. It’s not as easy because many accidents are handled between the insurance companies.
Your Car Insurance
Your car insurance might be able to help you to some degree. Much of it will depend on what happened and what kind of damages and injuries are in place. If you have uninsured motorist coverage, your insurance will take care of at least some of the damages. However, there are limits on insurance. If the damages/injuries are more expensive, you might not have enough coverage to take care of everything.
You shouldn’t be financially responsible for someone else’s mistake. If the other party was the one that caused a car accident, your car insurance shouldn’t have to take care of everything. They are the ones held financially responsible, which is why you need to look at a San Diego personal injury lawyer for additional assistance beyond your car insurance.
Creating a Lawsuit
You have the ability to hold the person without insurance responsible for the accident. If they were the cause of the accident, they are financially responsible. A lawyer will be able to create a lawsuit in order to seek financial compensation for the damages caused.
The total value of the compensation will factor in several different things:
Time lost from work
Pain and suffering
The more information you can provide to the San Diego personal injury lawyer about the accident, the better. It will be critical to be able to prove to the court that the other party was responsible for the accident. With them not having any insurance, it also shows that they were driving illegally.
The person who doesn’t have insurance will be sued. How they pay for the damages does not concern you. They will be ordered by the courts to pay something if it all falls in your favor. This will allow you to move on with your life without going into debt because of someone else’s negligence or wrongdoing.
The best thing that you can do is make a call to a San Diego personal injury law firm. It will help you to learn about your options and what the next step is if you decide to sue the uninsured party. The sooner you can call and get the process started, the easier it will be.
You will need to sit down with a lawyer to decide if there is, in fact, a case. From there, you provide details of the police report and the accident for the lawyer to get started. There’s no telling how long the process will take. Once it is brought in front of a judge, you can find out if the other party will be held financially responsible. It will allow you to focus on getting the repairs to your car, medical bills covered, and more.
What happens if a doctor says I’ll never fully recover from my car accident?
Getting involved in a car accident is among the most traumatic incidents that can occur in the life of an individual. From fender-benders to disastrous collisions, a lot of force is involved in an accident involving a car impact on something or someone. Most people do not recognize the injury symptoms immediately after the crash. The injury severity is noticed when an injured person goes to the hospital for treatment. Whether complex or minor, car accidents can change the life of an individual entirely especially if the injuries become complicated. Thus, thinking of working with qualified San Diego personal injury lawyer is significant.
After an accident, the topmost thing any victim should seek is medical assistance. Emergency medical treatments are considerable in eliminating further risks after any accident. It is also ideal for individuals involved in severe and complex accidents to know about their prognosis. If a doctor mentions that you will never recover from your injuries, this is mostly considered catastrophic. It is devastating, damaging and dangerous. Thus the question remains what happens if an accident causes life-changing injuries on an individual?
Various Risks of Permanent Injuries
Some car accident injuries can be quickly healed. For instance, a broken bone will heal at some point and allow an individual regain their body posture. However, if a catastrophic incident occurs and causes serious changes in a human body some serious changes in life also occur such as:
• There is loss of the quality of life lived
• Some people lose their jobs and thus little or no income
• Payment of medical bills for a substantial period in the life of an individual
Hiring an attorney
With some physical or mental changes in life, one may not enjoy their living. However, working with legal experts after an accident can help you minimize some of the changes which may occur in your lifetime. Hiring a good San Diego personal injury attorney who comprehensive investigates as well as preserves your accident claims is significant towards obtaining a substantial compensation.
Through the case, one will be able to present prove of damages caused and transfer some liabilities to the individual who caused the injuries or even to the relevant cooperate insurance company. This will include the lifetime medical care costs and the loss of income someone experienced.
How to Hire the Right Personal Injury Lawyer
Once involved in a tragic accident, it is crucial to call the right attorney who will understand the legal procedures required to file a successful case. Avoiding any settlement at the spot or through the insurance provider could not be an excellent idea. Considering some factors could help someone get the right attorney for any accident claim they may have.
1. Choose specialized and competent experts injury law
Hiring experts who exclusively do personal injury cases are critical. This is a specialist who understands the ins and outs of the field and has the right resources to make a case successful. Hiring a general lawyer risks the quality of presentation one anticipates to acquire.
2. Work with experts with a broad history of high settlements and verdicts
An accident that causes lifetime injuries on any human body is not a minor case. It is a case that will require deliverance of large verdicts and settlements. Getting to know more about the cases a good lawyer has handled and the compensation the clients have acquired is necessary.
3. Considered legal association and certifications
Excellent attorneys belong to some national trial lawyer groups in most states. This helps them to learn and execute quality services to their clients. Through the associations, the attorneys also get a lot of help from their colleagues in complex cases which may require some consultations.
4. Choose attorneys with vast resources and willing to handle the claim successfully
Most cases, especially those involving medical malpractice, product liability require a lot of resources. Successfully proving your claim will need a competent lawyer to prepare the exhibits, gather written information, testify on your behalf, and conduct experiments for the claim.
Not recovering from some accident injuries does not necessarily mean that you will not live a good life. With a great San Diego Personal injury lawyers, you will be in a position to know your rights and what you are mostly entitled to whenever an individual is liable for those injuries.
Is a car making a left turn always at fault in an accident?
Car accidents are difficult to deal with no matter how minor or serious they might be. It’s never a good time to be involved in a car accident, no one is ever prepared for one, and there are so many factors to consider it makes the entire situation more confusing. The first thing you should do if you are ever involved in a car accident is call the police. An accident report is not only required, it’s going to help you file your insurance claim and determine the at-fault driver. If your accident is a left-turn accident, you might not think you need an accident report, but even an accident like this has outside factors to consider.
Are left-turn drivers always to blame?
Typically, the answer is yes. A left-turn driver is usually the driver at-fault in an accident such as this, but there are other factors the police might use to determine the left-turn driver was not the driver to blame for an accident. Calling an San Diego personal injury attorney can help you glean a little more insight into this situation and prove your case, but you can get to know the law regarding left-turn drivers right now. Calling an San Diego personal injury attorney following a left-turn accident is always a good idea, however.
The law is very simple when it comes to making left-hand turns. You must yield to oncoming traffic and obey all the laws of the road. If you are making a left-hand turn at a red light, for example, you must stop if the light is red. You cannot go until the light is green. If you have a green arrow, you are legally able to make a left turn without any issue. If the arrow is not green but the light is, you are allowed to turn left only if you stop and wait for oncoming traffic to disappear.
If you are making a left-hand turn at a stop sign, the law requires you come to a complete stop and wait your turn. The general rule is the first person at the stop sign is given the right of way to turn. If you are the only person at the stop sign, the law dictates you stop for at least two seconds and check for oncoming traffic. Provided there is no traffic coming or you are at a four-way stop where oncoming drivers are required to stop and wait for you, you are free to turn left.
Since the law is clear and left-turn drivers have a very specific law to follow, it’s most often their own fault when an accident occurs. However, there are other considerations. For example, if a driver making a left turn did stop and wait but the driver in the oncoming lane is speeding excessively and/or doesn’t stop for his or her own red light or stop sign, the accident becomes that driver’s fault rather than the left-turn driver.
Calling the police in this situation is going to help you when it comes to determining fault. If you were the left-turn driver but the accident was not your fault, you’ll need this police report to file your insurance claim. The insurance company of the other driver is going to do whatever they can to avoid paying this claim, and seeing it was a left-turn accident is almost always grounds for them to dispute the claims.
A police report determining the other driver was at-fault for the accident is invaluable. It’s not something you can take lightly, which is why it’s always important to call the police. It’s also important to seek medical attention after the accident. Even if you feel fine, ruling out the existence of any internal injuries is imperative to both your health and your potential insurance claim.
Call an San Diego personal injury attorney to discuss how you can handle this kind of insurance claim. It’s up to you to file the claim, but you’re not required to go it alone when an attorney can help you deal with the confusion that often follows a left-turn accident. You’re not to blame just because the law usually falls on that side of an accident. You do have options, and we can help you.
SHOULD I GO TO THE HOSPITAL FOLLOWING A CAR ACCIDENT?
Confusion, fear, and anxiety are just a few of the emotions you might experience following a car accident. You didn’t see it coming. You didn’t think something like this would ever happen to you, and now you’re not entirely certain you know what to do. You know you call the police and file a report. It’s the first thing you do when you’re involved in an accident. Calling for emergency help not only dispatches the police onto the scene of your accident, it also dispatches an ambulance you might desperately need despite what you assume is true regarding your injuries or apparent lack thereof.
You need the police to show up and file an accident report if an accident occurs. You need them to determine what happened, issue fault for the driver who caused the accident, and you need them to help you when you need it the most. You also need to seek medical attention. San Diego personal injury attorneys see it all the time. People who are involved in accidents forgo medical attention, and they end up finding out later they have injuries they didn’t recognize right away.
See the Doctor Immediately
If you have serious injuries, go to the hospital. Let the police, the medics, and anyone with medical experience help you figure out what to do on the scene of the accident. If the medics say your injuries are serious, it’s time to go to the hospital. If you feel you aren’t injured, you might not need to see the emergency room doctor. You do, however, need to call your own doctor and make an appointment right away. It’s best to do this the day of the accident, but it’s imperative you do this within 72 hours of being involved in an accident.
What if I have no injuries?
If you’re not bleeding, suffering from any broken bones, or hurting badly, you might mistakenly assume you haven’t any injuries following an accident. The truth is you might have suffered serious injuries that leave you feeling just fine. Some injuries are invisible, and they take a few days or even weeks to appear. If you leave these injuries untreated, you do yourself a great disservice.
Internal bleeding and organ damage, for example, can be life-threatening if they are left untreated. This is why it’s imperative you seek medical treatment right away following any accident even if you feel fine in the moment. San Diego personal injury attorneys would rather help you file a personal injury suit than help your family members file a wrongful deal suit after your accident because you refused the correct medical treatment when it was so desperately needed.
Lack of medical care is a problem
If you want to file a lawsuit or seek compensation for medical bills you’ve incurred since an accident, it’s not helpful to wait to seek medical treatment. The insurance company of the at-fault driver is likely to try and deny your claims if you did not seek medical treatment right away. They might think you waited so long to seek treatment because you weren’t actually injured in the accident. They might even try to say you were injured another time following the accident and you’re looking for a quick payout.
The legal ramifications of not seeking immediate medical care following a car accident are disastrous. It’s why you must seek care immediately and keep all the records. Keep track of all your appointments, what you pay, who you see, where you go, and any other detail. This helps tremendously, and your San Diego personal injury attorneys will appreciate the effort you make when you keep excellent notes.
No one wants to see the doctor when they feel fine, but it’s not really an option when you’re involved in a car accident. It might save your life, and there’s nothing more important than that. However, it might also save your personal finances, which is also pretty important. Call an San Diego personal injury attorney today to help you figure out what you need to do following an accident. Making the call doesn’t mean you’re required to sue anyone. It merely allows you to seek answers and guidance in a very confusing time of your life.
What Is The First Thing I Should Do After An Accident?
Uh oh. As soon as you hear the crash, you know something is wrong. You felt the bump, and you feel that anxious, fearful knot in the pit of your stomach: you were just in a car accident.
Being in a car accident is always a scary experience, and it is one that all too many people are familiar with. It is a scene of confusion and chaos, which is why it is best to plan for something like this before it happens, when you are calm and receptive. Right now, while you are at the computer instead of behind the wheel, you should ask yourself “What should I do first after a car accident?”
Here is a list of everything you should do after an accident, including where you should start.
1. Stay Put
Your body and brain’s first instinct after getting into an accident is to run away, whether you are at fault or not. The body is built to run from danger, and you were just in a whole lot of it. It is important, though, to stay put and stay calm, so that you can deal with the situation properly.
2. Check for Injuries
Once you have calmed down your “fight or flight” response, it is time to check to see if you and your passengers are okay. Does anything feel broken? Does anything hurt? Do you see any blood? It is important to check yourself for injury, so that you can know if you are okay to get out of the car.
3. Check for Danger
This step can be done simultaneously with Step 2. If you were just in a fender-bender, there is likely no pressing danger, aside from perhaps where the accident took place (on a busy highway with lots of other traffic, for example). But if you were in a more serious accident, you should check if you see or smell any smoke or gasoline, as this could mean that one of the cars involved could potentially catch fire. If there is no clear danger, stay where you are, and continue with the next steps. If there is danger, get to a safe place if you can, and wait for help.
4. Protect the Scene
If you were in an accident, you and the other driver will both be contacting your insurance companies. So, it is important that you preserve the scene as well as possible, by taking pictures of what happened, and keeping the cars where they are until the police can arrive to make a report. Which leads us to the next step…
5. Call the Police
Again, this can (and should) be done in tandem with the previous step. Do not try to talk to the other drive if you can avoid it (except perhaps to ask if everyone is alright), and call the police as soon as possible so that they can help you sort things out.
6. Make a Report
When the police arrive, they will give you instructions on how to file an accident report. Do not be argumentative, and do not try to take matters into your own hands by trying to force the other driver to pay for the damages. Let the police take control of the scene, and try to stay calm as they sort everything out.
Once the accident scene is cleaned up and the accident is reported, you will have to deal with the insurance company and a potential law suit if necessary. In the moment, though, the first thing you need to remember is to stay calm. It is hard to think clearly in a crisis, but if you keep calm and try not to panic, everything will go much more smoothly, and it will all be over before you know it.